Attention homeowners in Spanaway and Pierce County: Need an appraisal?

Here are the top reasons Washington homeowners need South Sound Appraisal, Inc.:

Find the right listing price (whether they're selling the home themselves or using a real estate agent)
Challenge a property tax assessment
To cut a mortgage payments by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
If property needs to be divided because of a divorce
Determine the true market value of the property in question to settle an estate in Pierce county or Washington


	Need help determining the value of your house in or near Spanaway, Washington? Contact South Sound Appraisal, Inc..

At South Sound Appraisal, Inc., we understand the individual needs of a customer seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale by Owner/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at South Sound Appraisal, Inc. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's market value, not just how much your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value assessment than yours.

Challenge property tax assessments

Let's say you live in a local area that is going down -- your local tax assessor may have your house overvalued. This only means you're paying higher taxes than you should be paying. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from South Sound Appraisal, Inc. is your number one weapon when contesting your property tax assessment.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A popular way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At South Sound Appraisal, Inc., we're seasoned in helping people just like you get rid of unwanted PMI insurance.

Was your HELOC recently frozen?

Your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. This can be difficult and inconvenient from a cash flow angle, and damaging to your credit score since it may appear as though that credit line is maxed out. South Sound Appraisal, Inc. can provide you with an expert appraisal to help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a seasoned professional to double-check your appraisal for precision? South Sound Appraisal, Inc. offers field reviews where we'll go out and check the subject and comps. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal you may have had in the past. While usually requested by banks, you may need to employ this service if you suspect mortgage fraud related to your property.